Most Home Loans originated after 2004 Contain Lender Mortgage Fraud and are now being only ‘Serviced’ by Banks like Bank of America* (not the True Note Owner) and may contain one or more of the following legal Court Room challenges:
A: Lender Lawsuit Litigation can allow the True Note Holder to be identified and made aware of any mortgage lender fraud and your retention efforts and ability to sustain your Home.
It has been discovered that the majority of these loans that have
inherent legal challenges are being serviced by a third party contracted by the
true Note Owner and are known as the Servicer. Servicing agreements have been
reported to allow Servicers, (Bank of America*) increased profits when a
homeowner becomes delinquent.
Servicers,( Bank of America* ) typically make it impossible for you the
Homeowner to identify the true Note Owner making all negotiations or request for
assistance limited to an employee or an agent of the Servicer,( Bank of America*
) rarely reaching the True Note Holder. We’ve often discovered the True Note
Holder was completely unaware of the Homeowners interest in retaining the home
if only the mortgage were realistically adjusted. Instead the Beneficiary may
take larger losses through the unnecessary and avoidable foreclosure process.
Properly filing a well constructed Lender Law Suit against Bank of America*
will allow an experienced Law Firm to identify who the true note owner is naming
them as an additional defendant in the Lender Lawsuit. This allows early
communication with the Beneficiary's Attorney allowing foreclosure avoidance
settlement communication with the entity that not only has the ability to make
these decisions but may benefit as well.
* Bank of America is a registered trade mark of Bank of America.